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PLATFORM ARCHITECTURE

Secure, scalable software architecture that licensed fintech clients use to run their services, bridging traditional finance and digital assets.

Novatum Pte. Ltd. builds and licenses software. It does not provide banking, payment, card, currency exchange or crypto-asset services; clients operate these under their own licences.

Our Technology Approach

Microservices Architecture
REST APIs
Deployable Applications
Asynchronous Communication
Eventual Consistency
Process Orchestrator
Open-Source Technologies
Cloud Agnostic

Microservices Foundation

Distributed architecture where each functional module operates as an independently deployable application with dedicated data storage, enabling granular scalability, fault isolation, and rapid feature deployment.

Key Benefits:
  • Scale specific services based on demand
  • Deploy features independently
  • Service failures contained without system-wide impact
  • Technology flexibility per service domain

API-First Design

RESTful APIs authenticated via JSON Web Token (JWT) with role-based access control (RBAC) enabling seamless integration, white-label deployment, and third-party connectivity.

Key Benefits:
  • Single integration point for all platform capabilities
  • Comprehensive API documentation and SDKs
  • Webhook support for real-time notifications
  • Rate limiting and versioning for stable integrations

Cloud-Agnostic Infrastructure

Containerized deployment with default AWS infrastructure and multi-cloud compatibility ensuring vendor flexibility and business continuity.

Key Benefits:
  • Docker containerization for consistent deployments
  • Kubernetes orchestration for automated scaling
  • Multi-availability zone high availability
  • Automated failover and redundancy

© 2020-2026 · Novatum Pte. Ltd. (Singapore) · Legal notice

Novatum Pte. Ltd. is not affiliated with, and is not part of any group or network of, companies using the Novatum name. It has never held shares in, been owned by, or had a contract with any other company that has “Novatum” in its name.